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In the 1960s, a physician named Lawrence L. Weed first described the concept of computerized or electronic medical records. Weed described a system to automate and reorganize patients’ medical records to improve their utilization and thus lead to better patient care. Weed’s work formed the basis of the PROMIS project at the University of Vermont, […]
Real estate investing has become very popular in recent years. With all kinds of “no money down” real estate courses being sold on infomercials and in every home-based business or investment publication out there, people have been rushing to buy property for investment purposes. Unfortunately, many of these people are not savvy about interest rates […]
1. Get pre-approved for a loan. Most sellers require a pre-approval letter along with their written offer. You should have it ready so that when you find the right home there will be no delay in submitting your offer. There is a lot of confusion about pre-approved vs. Pre-qualified… even real estate agents sometimes use […]
An outdoor fountain is a beautiful decorative piece for any home. Unfortunately, they are not maintenance free. Without proper care, they can quickly go from showy to irritating. No one wants to spend more time than necessary cleaning up their outdoor fountain. Here are some tips that will allow you to enjoy your outdoor fountain […]
Many people hear “retirement” and think: what? 401K? Roth vs Traditional IRA? Stocks, bonds, mutual funds? They? Or do many people save money according to the suggested amount and then just hope that when retirement comes around it will all work out? One report I read estimated that 66 million Americans have saved a whopping […]
In today’s economy, it seems that homeowners across the country are doing everything they can to cut costs by conserving energy. Conserving energy in your home can be very beneficial for a variety of reasons. Some of those reasons include saving money by reducing the high costs of monthly utility bills; preserve the environment for […]
There are a lot of ideas floating around about money. Many of them are wrong by enough to cost you money. Here are some of the most common money myths that aren’t always correct. 1. The myth of the savings account. Having a savings account doesn’t really mean you’re saving money. It’s a great place […]
If your mortgage lender has sent you a letter demanding that you pay all of your late payments, as well as all late fees, penalties, and legal fees to stay current, then the process they are working through is called reinstating your loan. . Your lender believes that the delinquent amounts do not meet the […]
Many companies find that they need to set aside funds to purchase equipment as they grow. However, it can be difficult to make such concessions, especially in these economic times. Why put your operating budget in the red by accepting additional financing, when it’s much more to your advantage to secure one of the many […]
Find out what you can do about it When utilities are included in an apartment complex’s rent, some tenants are naturally going to consume more than others. High utility users, even if they represent a small group of tenants, can add substantially to costs. Since these cost increases are effectively hidden in rent, residents who […]